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COMPANY PROFILE

Thank you for allowing me to introduce Universal Business Systems, LLC, as an industry leader in successful accounts receivable recovery. As an innovative, aggressive corporation drawing on over 40 years of collection experience, we understand what matters most to creditors are results. With that in mind we designed our collection strategy to maximize your return. When you place your accounts with Universal Business Systems, LLC you can rely on efficient, results-oriented service and performance. To ensure peak performance, our specially trained collectors handle limited inventories. In addition, our personnel development program includes intensive training on the subtleties and nuances of your industry, giving our collectors confidence and expertise in managing your type of past due debt. Our assets investigation and skip-trace techniques allow us to identify vital information about your debtor's background, location and financial resources so that the most is made of every debtor contact. Action never stops. Even when debts are presently uncollectible, we offer the option of reporting them to the major credit databases. In addition, Universal Business Systems, LLC’s adjusters will continue to monitor your accounts for any type of activity. In the event that legal action becomes a consideration, our collectors will provide you with a complete report detailing your debtor’s assets and the possibility of collection through litigation. This is done to allow you to make an important decision with all facts in hand. Results translate into higher returns to you from your account placements. Universal Business Systems, LLC guarantees the safety of all funds collected on your behalf. Universal Business Systems, LLC deposits all collected funds into a Client trust account. As moneys clear trust, they are remitted to you. Universal Business Systems, LLC is a bonded and insured Limited Liability Company. Once you have the opportunity to experience the high level of performance that Universal Business Systems, LLC provides we are confident you will be pleased with the results. Sincerely, Universal Business Systems, LLC Matthew J. Medlin Managing-Member

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