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PAYDQ is a full suite of electronic payment services for financial institutions and other business clients: Pay-Via The-Internet, Pay-By-Phone, Automatic Monthly Payments, Live Customer Support Account Call Center, PayDQ High Priority Payments, Federal EFT, EZ Post check-and-list receipts and lock box reporting, EBPP / EIPP as well as customized programming of your e-payment solutions.All payments, all locations, one daily deposit and on-line reports. PayDQ eBill, an electronic bill delivered to the consumer via email with the look and feel of a traditional paper bill. PayDQ eBill is delivered to consumers via email, and it has the built-in capacity for consumers to "click-to-pay" from their choice of a checking/savings account or a credit/debit card without the need for prior enrollment. Here's How It Works: · The Payee generates an electronic invoice and emails it to the business or consumer. · The electronic email invoice instructs the business or consumer to "click here" to pay the invoice electronically via the ACH Network. · The “click here” button brings up a screen asking for the Payor’s banking information and establishing a link between Payor and Payee’s financial institutions. An electronic payment instruction is transmitted based on the terms and conditions agreed upon. ·Settlement occurs with Payee’s account being credited and Payor’s account being debited typically within 24 hours. Payee Benefits (One to whom money is paid): Payees save the time and expense of producing paper invoices, postage to mail invoices, increased cash flow through faster payments, lower bad debt factors by receiving payment prior to shipment, and lower collection costs through improved payment processing. Payor Benefits (A person who pays; The person by whom a note or bill has been or should be paid): Payors save time and money processing payments, postage to mail payments, and potential incentive discounts offered by Payees to participate in the process. This is a leading technology product that brings affordable Electronic Bill Presentment and Electronic Invoice Payment Presentment to consumers and businesses Join other companies that are utilizing our cutting edge electronic payment application that electronically invoices Payors for products purchased or services rendered, enabling the Payor to authorize an electronic payment to the Payee via the ACH Network for next day settlement.

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